The concept of effort, hard work, and patience applies in many circumstances. Living in this time of instant gratification pulls us toward many things that don’t help with long-term wealth building. It is very often wealth-draining instead of wealth-building.

The convenience of Internet shopping may save us time, but often leads to more money spent.

Ryan Fox, partner with Huston-Fox Financial Advisory, in Hanover and Gettysburg, can be reached at 717-398-2040 or 717-633-6844.

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