If you’re feeling stressed or anxious about finances right now, you’re not alone. From unstable employment to hard-hit investments to fears about the global economy, very few are immune to the precarious financial reality we are facing as a result of the pandemic.

We can all concur that the holiday season is stressful enough without adding the nuances and related impacts of a world health crisis. Furthermore, according to numerous reports, the number of people displaying signs of anxiety and depression has increased significantly since the start of the pandemic.

Mark P. Bernier, CFA, is senior vice president/wealth management officer for ACNB Bank.

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