Gettysburg businesses completely shuttered by the pandemic can apply for zero-interest loans from the borough.

Borough council members voted 7-0 Monday to establish a revolving loan program that could provide $3,000 each to approximately 50 businesses.

Businesses that have received federal or state aid or are engaging in take-out or online sales are excluded, but eligibility and the size of loans are to be reexamined in two weeks after the level of demand becomes clear, officials said.

Businesses must be within borough limits and not be delinquent on property taxes, officials said.

Interested business owners can gain information through Main Street Gettysburg (MSG), a nonprofit organization that functions as the borough government’s economic development arm.

To start the process, business owners can click the MSG Cares Program button at and fill out an information form.

Links are also to be added on the borough’s website,, Borough Manager Charles Gable said.

Funds for the program are from a state Department of Community and Economic Development loan originally issued for the construction of Kennie’s Market on West Middle Street and repaid by the supermarket.

The approximately $290,000 repayment has gained interest in an account that now stands at some $330,000, borough Finance Director Nicolette James said.

“There’s never been a better time or greater need” for loans to help “jump-start” businesses in the borough, James said.

Loans will run for 36 months with no payments during the first year, James said. Payments will be $125 for each of the 13th through 36th months, she said.

Also Monday, MSG President Deb Adamik reviewed Main Street Gettysburg Cares program, which also aims to help businesses in the borough.

The MSG Cares button on her organization’s website also leads to information about how to obtain a free MSG Cares Business Jumpstart Toolkit, including free safety supplies such as sanitizer as well as signage and promotional materials.

Information about a wide variety of business resources is on the MSG website.

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